Category Archives: Homeowners Insurance

Personal Injury Liability—What Does Your Property Insurance Cover? As a property or business owner, are you liable if someone gets injured on your property? Assuming a person is injured while on your premises, they can take legal action against you by filing a personal injury lawsuit. Whether you or your…

Review Homeowners Insurance Policy—Check & Update Your Policy Homeowners insurance isn’t a luxury; it’s a necessity. It provides crucial protection for any homeowner and enables you to preserve the integrity of your investment. A home insurance policy will provide compensation for you to repair or rebuild your home in the…

An Overview of Home Insurance Claims Homeowner’s insurance isn’t a luxury; it’s a necessity. Like many Americans, your home is likely to be one of the most valuable assets you own. While home insurance isn’t a legal requirement, mortgage companies require borrowers to have insurance that covers the fair value…

6 Blunders You Need to Avoid When Purchasing a Policy Let’s face it, homeowners’ insurance and claim processes are often complicated. Primarily, you’d want to know what events your home insurance policy covers. Does it cover property damage? Else, which are the best types of insurance for your needs? Filing…

Here are a few facts about flood insurance in Florida. Despite the fact that flood insurance in Florida may seem like a no-brainer to many people in the state, millions of residents choose not to be covered. Every year, this results in many homeowners being faced with insurmountable bills related…

Are bathroom leaks covered in homeowners insurance? Every homeowner understands the potential fallout that can result from a bathroom plumbing leak. Depending on its severity, a leak can result in thousands of dollars’ worth of damage. Luckily, you have homeowners insurance, so you’re completely covered. Or are you? The truth…

Is mold covered by your homeowners insurance policy? You might not think about it on a regular basis, but mold damage can be quite devastating to your home, sometimes costing hundreds or even thousands of dollars to repair. It’s even worse if that mold is toxic, because this can cause severe harm…

 Will Homeowners insurance cover roof leaks and water damage? Almost everyone has been in a situation where a leaky roof has caused them to quickly run to the nearest bucket, trash can, or other container to stop water from dripping onto the floor, counters, or practically anywhere else. Yet when…

How are homeowner’s insurance claims paid? Every year, damage to residential properties adds up to billions upon billions of dollars due to storms, vandalism, accidents, and other incidents. Not only can this put a severe financial strain on homeowners, but the stress and hassle of getting your home back to…